emendrixAccount

Textual twins

EBA Regulation Art. 37 and ESMA Regulation Art. 37 where the texts differ

textually similar (0.904) · paired on the EBA Regulation text of 31 December 2025 and the ESMA Regulation text of 10 November 2025 · headings different

EBA Regulation Art. 37 and ESMA Regulation Art. 37 are textually similar: their words match at a ratio of 0.904, where 1 is identical text. That says nothing about what either provision requires, or whether one should change because the other did.

Where the texts differ

Each passage is a differing span with up to 6 unchanged words either side, from the text as compared, spacing collapsed, and cut at 400 characters where it ends […]. It is an excerpt for reading where the two differ, not the verbatim text.

PassageEBA Regulation Art. 37ESMA Regulation Art. 37
1

Article 37 Banking Stakeholder Group 1. To help facilitate

Article 37 Securities and Markets Stakeholder Group 1. To help facilitate

2

the tasks of the Authority, a Banking Stakeholder Group shall be established. The

the tasks of the Authority, a Securities and Markets Stakeholder Group shall be established. The

3

Stakeholder Group shall be established. The Banking Stakeholder Group shall be consulted on

Stakeholder Group shall be established. The Securities and Markets Stakeholder Group shall be consulted on

4

these do not concern individual financial institutions, Article 16 concerning guidelines and recommendations.

these do not concern individual financial market participants, Article 16 concerning guidelines and recommendations.

5

urgently and consultation becomes impossible, the Banking Stakeholder Group shall be informed as

urgently and consultation becomes impossible, the Securities and Markets Stakeholder Group shall be informed as

6

informed as soon as possible. The Banking Stakeholder Group shall meet on its

informed as soon as possible. The Securities and Markets Stakeholder Group shall meet at least

7

The Banking Stakeholder Group shall meet on its own initiative as necessary, and in any event at least four times a year.

and Markets Stakeholder Group shall meet at least four times a year.

8

four times a year. 2. The Banking Stakeholder Group shall be composed of

four times a year. 2. The Securities and Markets Stakeholder Group shall be composed of

9

members representing, in balanced proportions, financial institutions operating in the Union of whom

members representing, in balanced proportions, financial market participants operating in the Union; (b) 13

10

proportions, financial institutions operating in the Union of whom three shall represent cooperative and savings banks; (b) 13 members representing employees’ representatives

financial market participants operating in the Union; (b) 13 members representing employees’ representatives

11

members representing employees’ representatives of financial institutions operating in the Union, consumers, users

members representing employees’ representatives of financial market participants operating in the Union, consumers, users

12

in the Union, consumers, users of banking services and representatives of SMEs; and

in the Union, consumers, users of financial services and representatives of SMEs; and

20 more passages not shown; read both on EUR-Lex.

Aligned sub-provisions

EBA Regulation first, then ESMA Regulation, each with its word ratio.

Changes since the texts were paired

The record holds no change to either provision after the versions they were paired on.