EBA Regulation Art. 16 and ESMA Regulation Art. 16: where the texts differ

textually similar (0.968) · paired on the EBA Regulation text of 31 December 2025 and the ESMA Regulation text of 10 November 2025 · headings the same

EBA Regulation Art. 16 and ESMA Regulation Art. 16 are textually similar: their words match at a ratio of 0.968, where 1 is identical text. That says nothing about what either provision requires, or whether one should change because the other did.

EBA Regulation Art. 16 on EUR-Lex (external, EUR-Lex) · ESMA Regulation Art. 16 on EUR-Lex (external, EUR-Lex) · EBA Regulation Art. 16: its history · ESMA Regulation Art. 16: its history

Where the texts differ

Each passage is a differing span with up to 6 unchanged words either side, from the text as compared, spacing collapsed, and cut at 400 characters where it ends […]. It is an excerpt for reading where the two differ, not the verbatim text.

Passage	EBA Regulation Art. 16	ESMA Regulation Art. 16
1	all competent authorities or all financial institutions and issue recommendations to one or	all competent authorities or all financial market participants and issue recommendations to one or
2	or to one or more financial institutions. Guidelines and recommendations shall be in	or to one or more financial market participants. Guidelines and recommendations shall be in
3	in accordance with the empowerments conferred by the legislative acts referred to in	in accordance with the empowerments conferred in the legislative acts referred to in
4	appropriate, also request advice from the Banking Stakeholder Group referred to in Article	appropriate, also request advice from the Securities and Markets Stakeholder Group referred to in Article
5	does not request advice from the Banking Stakeholder Group, the Authority shall provide	does not request advice from the Securities and Markets Stakeholder Group, the Authority shall provide
6	3. The competent authorities and financial institutions shall make every effort to comply	3. The competent authorities and financial market participants shall make every effort to comply
7	Authority may also decide, on a case-by-case basis, to publish the reasons provided	Authority may also decide, on a case by case basis, to publish the reasons provided
8	by that guideline or recommendation, financial institutions shall report, in a clear and	by that guideline or recommendation, financial market participants shall report, in a clear and

Aligned sub-provisions

EBA Regulation first, then ESMA Regulation, each with its word ratio.

Art. 16(1) and Art. 16(1) · 0.951
Art. 16(1)(1) and Art. 16(1)(1) · 0.947
Art. 16(1)(2) and Art. 16(1)(2) · 0.958
Art. 16(2) and Art. 16(2) · 0.958
Art. 16(2)(1) and Art. 16(2)(1) · 0.958
Art. 16(2a) and Art. 16(2a) · 1.000
Art. 16(2a)(1) and Art. 16(2a)(1) · 1.000
Art. 16(3) and Art. 16(3) · 0.968
Art. 16(3)(1) and Art. 16(3)(1) · 0.968
Art. 16(4) and Art. 16(4) · 1.000
Art. 16(4)(1) and Art. 16(4)(1) · 1.000

Changes since the texts were paired

The record holds no change to either provision after the versions they were paired on.